Legal terms for payments and access
Our Legal terms describe who may open an account, how phone verification supports account access, and what happens when details do not match the submitted account record. They also explain how we handle payment references connected with DANA, OVO, GoPay, QRIS, bank transfer and virtual account
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requests. A payment rail shown in the cashier does not change the account rules or create permission to use the service in every location. Access depends on local law, and you must check whether the service is available to you before opening an account. We may
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ask for clarification when a wallet status, bank reference or withdrawal request needs account-level checking. The policy also explains how to send a correction request, where to ask about stored records, and how changes to the terms are communicated. Read the full wording before you continue
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from Surabaya or elsewhere in Indonesia.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.